Terms and Conditions for Fairway

Welcome to Fairway. These Terms and Conditions (“Terms”) govern your access to and use of our website, products, services, and platform (collectively, the “Services”). By accessing or using our Services, you agree to comply with and be bound by these Terms. If you do not agree, you may not use our Services.

1. Acceptance of Terms

1.1 Eligibility:

  • You must be at least [18 years old] or the age of majority in your jurisdiction to use the Services.

  • By using the Services, you represent that you have the legal capacity to enter into a binding agreement.

1.2 Compliance:

  • You agree to comply with all applicable laws, regulations, and third-party agreements (e.g., app store terms) when using the Services.

  • Use of the Services is void where prohibited by law.

2. Account Registration & Security

2.1 Account Creation:

  • Certain Services require account registration. You agree to provide accurate, current, and complete information (e.g., name, email, contact details).

  • You must promptly update your account information if changes occur.

2.2 Account Security:

  • You are solely responsible for maintaining the confidentiality of your login credentials (username, password, etc.).

  • Notify us immediately at [hello@fairway.com] if you suspect unauthorized access to your account.

  • Fairway reserves the right to suspend or terminate accounts with incomplete, false, or outdated information.

3. Use of Services

3.1 Permitted Use:

  • The Services are intended for [describe primary use, e.g., financial planning, loan management, or other business purposes].

  • You may use the Services only for lawful purposes and in accordance with these Terms.

3.2 Prohibited Conduct:
You agree not to:

  • Engage in fraudulent, abusive, or illegal activities, including money laundering or harassment.

  • Upload viruses, malware, or any code designed to disrupt, damage, or limit the functionality of the Services.

  • Reverse-engineer, decompile, or disassemble any portion of the Services.

  • Infringe on intellectual property rights, privacy, or publicity rights of Fairway or third parties.

  • Use bots, scrapers, or automated tools to extract data from the Services without written permission.

  • Misrepresent your identity or affiliation with any person or entity.

3.3 User-Generated Content:

  • If you submit content (e.g., reviews, comments), you grant Fairway a non-exclusive, royalty-free, perpetual license to use, modify, and distribute such content.

  • You are solely responsible for the legality and accuracy of user-generated content.

4. Intellectual Property Rights

4.1 Ownership:

  • All content, trademarks, logos, software, designs, and materials on the Services are owned by Fairway or its licensors and are protected by copyright, trademark, and other intellectual property laws.

4.2 Limited License:

  • Fairway grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for personal or internal business purposes.

  • You may not reproduce, distribute, or create derivative works from the Services without prior written consent.

5. Payments, Fees, & Refunds

5.1 Pricing:

  • Fees for premium Services (e.g., subscriptions, transactions) will be clearly displayed on the platform. All prices are in [Insert Currency] and exclude applicable taxes.

5.2 Payment Obligations:

  • You agree to pay all fees incurred under your account using valid payment methods.

  • Late payments may incur interest charges of [X%] per month or the maximum permitted by law.

5.3 Refunds:

  • Refund eligibility is determined on a case-by-case basis. Submit refund requests to [hello@fairway.com]  within [X days] of purchase.

  • Fairway reserves the right to deny refunds for violations of these Terms.

5.4 Changes to Fees:

  • We may modify fees with 30 days’ prior notice via email or platform notifications. Continued use constitutes acceptance of new fees.

6. Termination

6.1 By Fairway:

  • We may suspend or terminate your access to the Services at any time, with or without cause, including for violations of these Terms.

6.2 By User:

  • You may terminate your account by contacting  [hello@fairway.com] 

6.3 Effect of Termination:

  • Upon termination, all licenses granted to you cease immediately.

  • Fairway is not liable for any loss of data or content resulting from termination.

7. Disclaimers & Limitations of Liability

7.1 No Warranty:

  • The Services are provided “as is” and “as available” without warranties of any kind, express or implied.

  • Fairway disclaims all warranties, including merchantability, fitness for a particular purpose, and non-infringement.

7.2 Third-Party Services:

  • The Services may integrate with third-party platforms (e.g., payment gateways, APIs). Fairway is not responsible for third-party content, accuracy, or practices.

7.3 Limitation of Liability:

  • To the fullest extent permitted by law, Fairway and its affiliates will not be liable for:

    • Indirect, incidental, punitive, or consequential damages.

    • Loss of profits, data, goodwill, or business opportunities.

    • Damages arising from your use of or inability to use the Services.

  • Total liability for any claim related to the Services is limited to the fees paid by you in the 12 months preceding the claim.

8. Dispute Resolution & Governing Law

8.1 Governing Law:

  • These Terms are governed by the laws of [Insert Jurisdiction, e.g., State of Delaware, USA], without regard to conflict-of-law principles.

8.2 Arbitration:

  • Any disputes will be resolved through binding arbitration administered by [Insert Arbitration Provider, e.g., AAA] under its Commercial Arbitration Rules.

  • Arbitration will occur in [Insert City, State], and the arbitrator’s award may be entered in any court of competent jurisdiction.

8.3 Class Action Waiver:

  • Claims must be brought individually, not as part of a class or representative action.

9. Modifications to Terms

9.1 Updates:

  • Fairway may revise these Terms at any time. Changes will be posted on our website with an updated “Last Updated” date.

  • Continued use of the Services 30 days after changes constitutes acceptance.

9.2 Notification:

  • Material changes (e.g., fee increases, arbitration clauses) will be communicated via email or in-app notifications.

10. Privacy & Data Usage

10.1 Data Collection:

  • Your use of the Services is subject to Fairway’s [Privacy Policy], which outlines how we collect, use, and share personal data.

10.2 Consent to Communications:

  • By using the Services, you consent to receive transactional and promotional communications. Opt-out instructions are included in all marketing emails.

11. Miscellaneous

11.1 Force Majeure:

  • Fairway is not liable for delays or failures due to events beyond our control (e.g., natural disasters, pandemics, government actions).

11.2 Severability:

  • If any provision is deemed unenforceable, the remaining Terms remain valid.

11.3 Entire Agreement:

  • These Terms supersede prior agreements and constitute the entire understanding between you and Fairway.

11.4 Waiver:

  • Failure to enforce a provision does not waive our right to enforce it later.

11.5 Assignment:

  • Fairway may assign its rights under these Terms to any affiliate or successor.